Payday Loans In California

Fast Cash California proudly serves the state of California for those in need of additional funds. We lend an amount of $10,000. Loans may be repaid without penalty. Loan approval and loan terms are based on the lender’s underwriting standards.
500,000 loans processed
1000s of happy clients

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Why Should I Borrow Money Online with Fast California Cash?

Fast California Cash is your trusted source for finding reliable cash advances and short-term loans in California. We partner with reputable lenders across the state, all vetted by our team, to help you, especially if you have less-than-perfect credit.

Our goal is to connect you with lenders that can offer the best rates without any hidden fees or service charges. We make money through commissions from our partners, but only if you get your loan.

We're committed to responsible lending, providing access to affordable loans, and helping you secure a stable financial future. You can apply anytime, ensuring your financial needs are met with ease.
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Key Points

Get the loan you need:
Borrow $100 to $35,000
Rates From 6.9% to 400% APR
Bad Credit Scores OK
Instant Approval
No Fees For Applying
High Approval Rates
1 Hour Funding
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What Are The Eligibility Requirements?

Get the loan you need:
You must be a U.S. or Canadian resident
At least 18 years of age,
Have a steady employment
Earning at a minimum of $800 per month
A live checking account for your loan to be deposited into
You must be able to afford repayments

How Much Does It Cost To Borrow Money Online With Fast California Cash?

Representative Example

Borrow $500 over 3 months, at 400% APR (based on income and credit score), 3 same monthly repayments of $288.29, total to repay $864.87

Don’t just take our word for it

Hear from some of our amazing clients.
Got me out of a tough spot.
Great service as always. I'll borrow money from Fast Cash again
Kelly Williams
Very smooth process - money in the account within a couple of hours.
Koray Okumus

Frequently asked questions

Find answers to frequently asked questions if you need money now.
How Long Does it Take to Apply?
Filling out our online form takes under 5 minutes and you'll get an immediate decision right on your screen. We'll match you with a trustworthy lender from our network. There's no cost to submit the form and your information is kept safe and secure on our site.
How Fast Can I Get Money Now?
When customers submit a form, they get an instant decision, and for certain products, they might get funds in as little as 1 hour or by the next business day. For products like secured loans that need more details, the money can be in your bank account within a week of form submission.
Can I Borrow Money Today With Bad Credit?
Yes, we help individuals seeking loans for bad credit, including those with poor credit scores and those needing loans without credit checks. Typically, you should have a steady income and the ability to make monthly payments. Even with a history of bad credit, if lenders see that your credit score is on the rise and you're likely to make timely repayments, you could qualify. We might also offer loans that require collateral or security, enabling you to access the funds you need.
I Need Money Now - Can Fast Cash California Help?
Yes, we can assist if you need to borrow money quickly. However, all applications will undergo additional reviews, including verification of your income and credit score. Our goal is to approve and finalize your loan within 1 hour, 24 hours, or by the next business day.
What Are The Best Ways To Borrow Money Instantly?
For immediate funding options, consider payday loans, as these smaller loans frequently offer instant approvals. Typically used to borrow around $300, the approval process is often automated. If you pass the credit checks, are employed, and can afford the repayments, the funds are usually available instantly or within a few hours.
What Are My Options If I Need Money Now?
If you're in urgent need of money, reaching out to your close circle, family, and friends often proves to be the best option, as they're likely to support you during difficult times. Another approach is to sell items you no longer need from around the house, or consult with a debt counselor or professional for advice. For those seeking a quick online solution, Fast California Cash can assist with affordable loan options. You also have the flexibility to cancel or repay your loan early if you choose to.
Do You Charge Any Fees?
No, we don't charge any application fees, ensuring you can submit a loan request without worrying about any money being deducted from your bank account. We only charge fees if your loan is approved, which consist of monthly interest payments.
How Much Can I Borrow?
Customers can borrow amounts ranging from $100 to $35,000, with repayment periods spanning from 3 to 24 months. The specific amount you're eligible to borrow will be determined by factors such as your income, credit rating, and existing debt. This range includes options for payday loans, personal loans, and short-term loans.
Can I Get a Loan with No Credit Checks?
Our lenders usually conduct a credit check to assess how you've managed payments for other cards and loans previously. For individuals with bad credit, we might suggest alternative options from stores, banks, credit unions, or apps. These alternatives could include products secured against your car or home, which may not necessitate credit checks but rather rely on different forms of collateral or eligibility criteria.
Will Requesting a Loan Affect My Credit Score?
No, Fast California Cash provides loans through soft searches, which review your credit history without leaving a visible mark. When you submit a form with us, you can be assured it won't impact your credit score or affect your future loan approval chances.
How Do Your Loan Repayments Work?
Repayments are automatically deducted from your checking account monthly on a date you choose, typically aligning with your payday. These repayments are made in equal monthly installments, and you always have the option to repay the loan early if you prefer.