Unlock the power of your next financial move with the Fast California Cash payday loan process. With a few clicks, you can access up to $35,000 directly from your home. No more waiting or worrying about an unexpected expense. Get your instant decision and have the funds in your account within the hour. Utilize this powerful resource to tackle any surprise financial challenge head on and take control of your finances today.
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If you are a US citizen over 18 years of age, have a live checking account, and a steady income of at least $800 per month, you may be eligible for a cash advance through Fast California Cash. Even if you have bad credit, we may be able to help you find a loan option. All you need to do is fill out our simple submission form and you can start your search for the right loan right away.
Make automatic repayments a part of your monthly routine by scheduling them with your lender. Get ahead of the game and stay on top of your loan by setting up reminders to ensure that you're always aware of when your repayment is due. You can spread out your repayments over 1 to 60 months, giving you the flexibility to tailor the repayment plan to your budget. Make sure to take control of your loan and keep your finances in check!
If you borrow the maximum amount in Simi Valley, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Simi Valley.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.