Enjoy fast access to cash, right from the comfort of your home, with Fast California Cash's fast and efficient payday loan process. In just a few minutes, you can fill out the request form and get an immediate decision. With funding potentially available within the hour, you can tackle that unexpected expense quickly and easily - all without leaving your home. From home repairs to vet bills and more, Fast California Cash's quick payday loan service is a great way to address short-term financial needs. Take a few minutes today to see if you’re eligible. Just remember - using a payday loan as a long-term solution can have serious consequences - so be sure to understand all the risks before you apply.
Don't let bad credit hold you back! Even if you've been turned down by a bank, you can still find a payday loan in Chico. At Fast California Cash, we believe everyone deserves a chance to rebuild their financial strength. So don't let your past financial mistakes define you - take action today and get a stress-free payday loan. Get started now and take control of your financial future!
Don't let unpredictable expenses stop you in your tracks - take control with a cash advance. With a loan request through Fast California Cash, you can get hold of the cash you need with a few easy steps. Adjust the sliders to show the amount you need and for how long. Click “Get Started” and you’ll be on your way to taking control of your finances. Get the cash you need today from Fast California Cash - so you can be ready for tomorrow.
To be eligible for a cash advance from Fast California Cash, you must meet the following criteria: be a US citizen, be over 18 years of age, have an active checking account where funds can be deposited, have a steady monthly income of at least $800, and be able to make timely repayments. Even those with bad credit can be eligible - simply fill out our online submission form to get started. Start searching for the most suitable cash advance option for you right now.
Schedule automatic repayments from your bank account to the lender each month and never be surprised again. Streamline your loan repayment process and make it simple by setting up a 1-60 month timeline for repayment - no more worrying about when to make your payment. Get timely reminders leading up to each repayment to keep you on track.
If you borrow the maximum amount in Chico, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Chico.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.