Cut through the noise and get the money you need fast with the Fast California Cash payday loan process. In just a few minutes, you can complete a request form and get an instant decision. With approved funds in your account in as little as an hour, you can get the money you need quickly to cover unexpected costs. Don't let an unforeseen expense leave you feeling stuck - take control and get the funds you need to move forward today.
Don't let bad credit hold you back from getting the payday loan you need in El Cajon! At Fast California Cash, we believe everyone deserves a chance to rebuild their financial strength, no matter their credit history. So don't let a past financial mistake keep you from taking action and getting the stress-free payday loan you need. Get started today and take control of your financial future!
When life throws you a curveball and you're low on cash, don't be held back by the restrictions of paydays. Cash advances can help you take control of your finances, making it easier to tackle unexpected expenses. Fast California Cash can help you find the right lender, with just a few clicks. Get started now!
To be eligible for a cash advance from Fast California Cash, you must be a US citizen over the age of 18 with a live checking account. You must also have a regular income of at least $800 per month, and be able to make repayments. Even those with bad credit may be eligible. Simply fill out our form and start looking for the best cash advance option for you!
Stop forgetting about your loan repayments! Get proactive and ensure that you're on top of your finances - set up automatic payments from your bank account so that you're never late with a repayment. Be sure to keep track of the repayment timeline you've agreed with your lender and take advantage of the reminders they send you to stay on top of things. Get organized and make sure you can pay back your loan each month over a period of 1 to 60 months.
If you borrow the maximum amount in El Cajon, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in El Cajon.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
