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Unexpected expenses can happen to anyone at any time, and when you’re short on cash, waiting for your next payday isn't an option. Unlock access to the funds you need with a cash advance. At Fast California Cash, we can help you get the best short-term loan for your needs in no time. With our easy online application, you can find the perfect lender for you and take control of your finances - fast. Don’t let the restrictions of paydays hold you back - start your loan enquiry today and get back in control.
To be eligible for cash advances with Fast California Cash, customers must meet the following criteria: US citizenship, 18+ years of age, a live checking account to receive funds, a steady income of at least $800 per month, and the ability to make repayments (even those with bad credit can be eligible). If you meet these criteria, you can start your search by entering your details into our submission form.
Automate your monthly loan repayments and eliminate surprises! Get timely reminders before each payment is due, set your preferred repayment schedule (1-60 months), and rest easy knowing your bank account will take care of the rest. Start taking control of your finances today!
If you borrow the maximum amount in La Mirada, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in La Mirada.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.