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If you're a US citizen 18 years or older and you have an active checking account, steady income of at least $800/month, and are able to make repayments, you're eligible for a cash advance from Fast California Cash. Even if you have bad credit, you can still apply! Just enter your details into our submission form and find the best cash advance options for you.
Take control of your financial future and make sure your repayments are on time! Set up automatic payments with your lender to ensure that your loan repayments come out of your account on the scheduled date each month. With timely reminders sent to you in the days leading up to repayment, you'll never have to worry about missing a payment. Get started on the path to financial freedom by setting up a repayment plan that fits your budget and time frame—1 to 60 months.
If you borrow the maximum amount in La Puente, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in La Puente.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
