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If you are a US citizen over the age of 18, have a live checking account, and a steady income of at least $800 per month, Fast California Cash can help you get access to cash advances even with bad credit. Just submit your details on our application form and you can start looking for the best cash advance options available to you.
Take control of your finances and never miss a loan repayment. Set up automatic payments from your bank account and you'll be sent reminders leading up to the scheduled date so you won't be surprised. Get the loan you need and choose the repayment term that best suits you - from 1 to 60 months. Be smart and stay on top of your payments.
If you borrow the maximum amount in San Rafael, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in San Rafael.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
