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Don't let bad credit hold you back! Even if you've been turned down by a bank, you can still find a payday loan in Temple City. At Fast California Cash, we believe everyone deserves a chance to rebuild their financial strength. So don't let your past financial mistakes define you - take action today and get a stress-free payday loan. Get started now and take control of your financial future!
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To be eligible for a cash advance with Fast California Cash, you must be a US citizen, over 18 years of age, have a live checking account to receive funds, and have a steady income of at least $800 per month. Bad credit is considered, and you must be able to make the required repayments. To start your search, simply enter your details into the submission form.
Make your loan repayment automatic - and stay in control. Set up your scheduled payments and stay on top of your loan with monthly reminders. Enjoy the flexibility of 1-60 months of repayment, so you can make your loan fit your life.
If you borrow the maximum amount in Temple City, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Temple City.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
