Take control of your finances with a Fast California Cash payday loan. Get up to $35,000 in just minutes right from the comfort of your own home. Get the cash you need quickly and easily to help tackle those unexpected expenses, like a vet bill, car repair, or house repair. The process is 100% online and you’ll get an instant decision. Make sure you understand the consequences before taking out a loan, and you’ll be on your way to financial freedom.
Don't let bad credit hold you back! Even if you've been turned down by a bank, you can still find a payday loan in Torrance. At Fast California Cash, we believe everyone deserves a chance to rebuild their financial strength. So don't let your past financial mistakes define you - take action today and get a stress-free payday loan. Get started now and take control of your financial future!
When faced with an unexpected expense, don’t let the restrictions of paydays limit you. Cash advances can provide you with the financial flexibility you need. With Fast California Cash, you can quickly and easily find the right short-term lender for you. Don’t hesitate; take control of your finances today!
At Fast California Cash, our eligibility criteria for customers is straightforward: you must be a US citizen, over 18 years of age, have a live checking account to receive funds, and have a steady income of at least $800 per month. Even if you have bad credit, you can still be eligible for a cash advance through our lenders. Just fill out our application form and start searching for the cash advance that's right for you!
Take control of your loan payments and never miss a deadline again! Automatically schedule your repayment date with your lender and get timely reminders on the days leading up to it. Make sure your loan is paid off in a timely manner, choose a repayment period between 1 and 60 months and enjoy the peace of mind that comes with having your finances under control.
If you borrow the maximum amount in Torrance, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Torrance.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
