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If you are a US citizen aged 18 or over, with a live checking account, a steady income of at least $800 a month, and are able to make repayments, then you can apply for a cash advance through Fast California Cash. Even if you have bad credit, you could still be eligible for a loan – just fill in our simple submission form, and we'll help you find the best cash advance options available to you.
Make your payments automatic and never miss a deadline. Set up an agreement with your lender to have payments made each month, over a 1-60 month period. You'll be sent reminders before every due date so you're never surprised, and can focus on the important tasks ahead. Automation is the key to staying on top of your loan commitments.
If you borrow the maximum amount in Chula Vista, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Chula Vista.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
