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Fast California Cash offers cash advances to those who meet certain criteria. In order to be considered, applicants must:- Be a US citizen- Be 18 years of age or older- Have a current checking account to receive funds- Have a regular monthly income of at least $800- Have the ability to make repaymentsEven if you have bad credit, you can still qualify for cash advances through our lenders. Just submit your information through our submission form to find the best cash advance options for you.
With repayments, don't be surprised. Automatically and consistently make payments from your bank account to your lender on the date you agreed. No more stress or scrambling for cash – just set it and forget it. Each month, over a period of 1 to 60 months, repay the size of your loan and you're on your way to a debt-free future.
If you borrow the maximum amount in Menifee, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Menifee.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.