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Don't let bad credit hold you back from getting the payday loan you need in Lincoln! At Fast California Cash, we believe everyone deserves a chance to rebuild their financial strength, no matter their credit history. Take the first step today and get a stress-free payday loan - don't let your past financial mistakes stop you from achieving your goals.
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In order to be eligible for a cash advance with Fast California Cash, you must meet the following criteria: be a US citizen, be over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Even those with bad credit can be eligible for our cash advances. Simply fill out our submission form and start your search for the best cash advance options for you today.
Set up automatic repayment of your loan to ensure you never miss a payment. By scheduling payments from your bank account, you can make sure you never get surprised with a payment due date. With repayment periods ranging from 1 to 60 months, you can rest assured knowing you have an option to fit your needs. Make the smart move and set up automatic payments today!
If you borrow the maximum amount in Lincoln, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you're eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you've established a reliable relationship with the lender.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don't need to make a manual repayment or phone calls because this process is designed to be fully automated. All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Lincoln.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
